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Remortgages

Switch your mortgage lender with our simple remortgage service.

What is a remortgage?

Usually, it replaces an existing mortgage loan secured on a property with a completely new mortgage loan.

Available to existing mortgage holders, a remortgage acts as a replacement mortgage for those whose circumstances, or requirements change during the repayment term. A new loan secured on an un-encumbered property (this is a property that you already own, but you do not currently have a mortgage on) is also classed as a re-mortgage.

Remortgages

Why remortgage?​

People choose to remortgage for a variety of reasons:

  • The existing lender won’t allow a further advance at a competitive rate.
  • To achieve a reduction in monthly costs.
  • To consolidate other personal loans and credit commitments usually being charged at much higher rates. This is also called debt consolidation remortgage.
  • To raise capital for any legal purpose.
  • To obtain a more flexible product.
  • You may need funds to purchase a former equity share in a property. This is called transfer of equity remortgage.

Mortgage Calculator

Use our simple mortgage calculator to see how much you can afford. Please note that these figures are only estimates and you can always contact us to speak to one of our specialist mortgage advisors to discuss your needs further.

Mortgage Payments

mortgage

Ready to Remortgage?

Our qualified remortgage consultants are always ready to advise you of the best re-mortgage products to suit your needs. Why not remove the hard part of re-mortgaging and let us find the right product for you?

Remortgage Contact Us